Rutgers University | NJAES | SEBS     New Jersey Agricultural Experiment Station

SBA Loan Program

The SBA works with lenders to provide loans to small businesses. The agency doesn’t lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions. The SBA reduces risk for lenders and makes it easier for them to access capital. That makes it easier for small businesses to get loans.

Terms & Qualifications:

  • Provide business loans to American for-profit small businesses
  • Funding provided by US Small Business Administration in conjunction with commercial lending institutions
  • Funds can be used for:
    • working capital
    • machinery and equipment
    • furniture and fixtures
    • land and building (including purchase, renovation and new construction)
    • leasehold improvements
    • debt refinancing (with some exceptions)

See Site for Available Funding

Program Administrator:
US Small Business Administration (SBA)


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